Privacy Policy

Information reaches this website in two ways: details provided directly and details collected automatically. Direct submissions include:

• Contact details such as name, email address and phone number provided through forms.
• Account details created during signup, including a password stored in protected form.
• Coverage related details shared while exploring insurance options or requesting conversations.
• The content of messages sent through the contact form.

Automatic collection covers technical details such as browser type, device information, pages visited and general usage patterns gathered through cookies and similar tools.

Personal information supports the ordinary running of the website and its services, including:

• Responding to inquiries and providing insurance guidance that was requested.
• Creating and maintaining accounts and keeping saved coverage details available.
• Sending confirmations, reminders and updates connected to inquiries.
• Sending marketing communications where consent has been given.
• Improving how the website works and keeping it secure.

Where consent has been given during signup, SMS messages may be sent covering account activity, saved coverage details, request confirmations, reminders and promotional offers related to insurance coverage options.

Consent to marketing texts is never a condition of purchase. Replying STOP ends messages and replying HELP requests support. Message frequency may vary and standard message and data rates may apply.

Cookies and similar technologies help the website remember preferences, understand how pages get used and keep sessions working smoothly. Most browsers allow cookies to be limited or cleared through their settings; doing so may change how parts of the website behave.

Personal information is shared only in the narrow circumstances the service requires:

• With insurance carriers when a quote or policy conversation has been requested.
• With service providers that support the website, bound to use the information only for that work.
• Where the law, a court order or a government request genuinely requires it.
• In connection with a business transfer, where the receiving party honors this policy.

Personal information stays only as long as the purpose it was collected for remains active, or as long as legal and regulatory obligations require. When neither applies any longer, the information gets deleted or anonymized.

Administrative, technical and physical safeguards protect personal information against unauthorized access, alteration and loss. No method of transmission or storage is perfectly secure, so absolute security cannot be promised, but protections are reviewed and kept current.

Depending on the state of residence, rights over personal information may include access, correction, deletion and limits on certain uses. Requests can be made through the contact details at the end of this policy and receive a response within the time the law allows.

Marketing communications can be declined at any time: text STOP for SMS or use the preferences available in any message received.

This website serves adults exploring insurance coverage and is not directed at children. Personal information is not knowingly collected from anyone below the age of majority; any such information discovered gets deleted promptly.

Pages on this website may link to external destinations, including insurance carriers. Those websites follow their own privacy practices, and this policy stops applying once a link leads away from this website.

This policy may be updated as practices or legal requirements change. The date at the top of the page shows when the current version took effect, and meaningful changes will always appear on this page.

Questions about this Privacy Policy or about personal information can be raised through the details below.